Visa® Credit & Debit Cards

Land of Lincoln Credit Union offers Visa® Credit & Debit Cards. Visa offers cards that are safe and convenient with rates that stand the test of time. LLCU has one great VISA® with two great choices:


VISA® Platinum Rate Card

If you use your card on a regular basis and keep an ongoing balance, then our card with a great rate may be perfect for you.

  • Rates as low as 9.25% APR
  • No Annual Fee
  • No Cash Advance Fee
  • 25-day grace period on purchases

VISA® Platinum Points Card

If you use your card on a regular basis and play to pay your balance off monthly, then our card with amazing rewards for purchase points is perfect for you.

  • Earn & redeem uChoose Reward® points
  • Rates as low as 11.9% APR
  • No Annual Fee
  • No Cash Advance Fee
  • 25-day grace period on purchases

VISA® Balance Transfers - 1.90% APR* for 12 months

Transfer your credit card balance to an LLCU VISA® at 1.90% APR* for 12 months on any VISA® Credit Card Balance transfers. Moves to a maximum of 15.90% APR after promotional period ends.

  • No balance transfer fee
  • No annual fee
  • No cash advance fee
Find more VISA® Balance Transfer details here.
*APR – Annual Percentage Rate. Receive a special 1.90% APR on all balance transfers. The 1.90% rate will remain in effect for 12 months from the sign-up date, after which it will revert to the regular standard rate at a maximum of 15.90%. Special offer not valid on current LLCU VISA® balances or purchases made with LLCU VISA®. Transfer may not be completed if it exceeds your available line of credit.

How do uChoose Rewards® points work?

Visit to register your card, check points, or redeem points. Even better you can use the uChoose Rewards® Mobile App!

  • Products, travel experiences, activities, event tickets, cash, gift cards, or more - get it all with your points!
  • You’ll earn 1 point for every $1 you spend with your Visa® points credit card.
  • You can earn points everywhere Visa® credit card is accepted. Participating retailers offer additional points for purchases made at their stores or online, a list of these retailers can be found at
  • It can take up to 40 days for your points to be credited to your account.
  • You must first accumulate 1,500 points before you can redeem them.
  • A wish list tracker is also available to notify you when you’ve earned enough points to redeem a specific item.

For General Credit Card Inquires (Activation, Lost/Stolen, Disputes, Payments, Pin Changes) call 1-855-320-5355

For Debit Card Activation or Pin Changes, call 1-800-992-3808

To report a lost or stolen debit card, call 1-800-472-3272