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Have you wanted to switch your checking account to a new financial institution but didn't want to hassle with the task of moving all your information. Well - switching just got a whole lot easier!

Land of Lincoln Credit Union now offers you a quick and easy way to open a new checking account at LLCU and switch from another financial institution - it's called ClickSWITCH®! ClickSWITCH-logo

With ClickSWITCH®, you simply enroll in the dashboard, enter your new LLCU account number and your old financial institution account number and the rest is automatically switched FOR YOU! Direct Deposit, Automatic Bill Pays, all will be switched on your behalf. No more hunting and digging for account numbers, it does it for you!

CLICK HERE to check out the dashboard and get enrolled today, after you open a new LLCU checking account. SWITCHING IS A PIECE OF CAKE!

Free Homebuyer Workshop

Thursday, March 28 • 6-7 PM

Land of Lincoln Credit Union - Prosperity Branch

4850 E. Prosperity Place Decatur, IL 62521

Land of Lincoln Credit Union is offering a FREE Homebuyer Workshop to those interested in learning a little more about the home buying process! We'll provide refreshments and even have giveaways!

We'll cover topics such as:

  • Understanding Credit
  • Pre-approval Process
  • Homebuyer Timeline
  • What to expect on Closing Day
  • Working with a Realtor

Vieweg Real Estate's own Nicole Pinkston will be there with us to present and share tips on working with your realtor.

RSVP to Cyndi Kostenski, LLCU's Mortgage Loan Manager, at by March 22nd to reserve your spot.


Land of Lincoln Credit Union (LLCU) has earned a 5-Star Rating from BauerFinancial, “The Nation’s Premier Bank and Credit Union Rating Firm”. This 5-Star Rating verifies with consumers that Land of Lincoln Credit Union has superior financial strength, reliability and trustworthiness.

5-star-logo-1 Each financial institution (banks and credit unions) must file a quarterly Call Report with government regulators. BauerFinancial performs its own, independent analysis on the data supplied and supplements that with historical and other data to assign comprehensive star ratings to each financial institution. Since 1983, BauerFinancial has used the same strict barometer to rate all banks and all credit unions and makes those ratings available to all people—for free—on its web site.

Visit for more information or to inquire about the ratings of other financial institutions.


Refund If you're like many Americans this year, you may have been caught off guard by not getting a tax refund, or worse yet, you got hit with a tax bill that you were NOT expecting. If you find yourself in this scenario, we want to help you here at Land of Lincoln Credit Union. Here are some ideas:

  • Shop for a low-interest signature loan. This is a better option than charging to a credit card. Right now, we are offering signature loans of up to $5,000 (with 12-month repayment) with rates as low as 7.9% APR*.
  • Don’t put off filing to avoid paying, the sooner you pay, the better.
  • As a last resort, look into the IRS installment plan online. But be careful, the interest compounds daily.
  • After this year, start a savings fund to avoid the surprise next year.

If you’re one of the lucky ones who gets a refund, save it for next year, just in case. Call us today at 1-844-222-7788 or email us at to set up a time to discuss. We're ready to help!

*APR – Annual Percentage Rate. Your actual APR will be determined at the time of your application and will be based on your application and credit information. APR advertised requires a credit score (FICO or similar) of 640 or better. Not all applicants will qualify for the lowest rate or the highest loan amount offered. Rates subject to change without notice. No other promotional discounts may be applied. Membership required. Direct Deposit and Automatic payment are required. Additional requirements may apply. Equal Housing Lender. Federally insured by the NCUA.


Heidi Schlabach, the branch manager of our Mattoon, IL locaiton was awarded the "AMBASSADOR OF THE YEAR" Award by the Mattoon Chamber of Commerce at the Annual Awards Dinner on Saturday, February 2nd. She was recognized by her peer Chamber Ambassadors for having an outstanding level of volunteer service to the Chamber. She is a strong advocate for small businesses in the greater Mattoon area. Heidi Photo: Heidi Schlabach with Ambassador Award