Welcome Midwest America Federal Credit Union Members!

LLCU Welcomes MWAFCU Members!

While we are very excited to have members of the Midwest America Federal Credit Union join the LLCU family, we understand that this type of transition can be a little stressful. We want you to know that we will do everything we can to make your transition smooth and seamless. Furthermore, we are very confident that in no time, you will love being a part of the LLCU family!

On this page, dedicated to our incoming MWAFCU members, you will find answers to frequently asked questions, quick links to needed information, LLCU product & services listing, and contact information if you need help with anything! So please bookmark this page and come back as often as you'd like. Also, please know that we have dedicated staff standing by to answer your call or email. Or better yet, stop in one of the two Mattoon branches, we can't wait to meet you!


Monday, May 24th LLCU Staff joins MWAFCU staff on-site to assist with opening your new accounts.
Friday, July 30th at 12:00p.m. CDT The final day that the Mattoon branch will operate as MWAFCU.
Monday, August 2nd The branch will re-open as Land of Lincoln Credit Union

Important Information for MWAFCU Members:


We understand that you likely have many questions. That's why we have prepared the "LLCU NEW MEMBER GUIDE that includes frequently asked questions. Don't want to read the whole booklet? Use the table of contents to find the certain topic you need more information about. 

Still have questions? Call, stop in, email or chat with us online!

Click to view Frequently Asked Questions and the New Member Guide CLICK TO VIEW FAQs & THE LLCU NEW MEMBER GUIDE


Savings Products

  • MAKING CENTS Youth Accounts
  • Share or Savings Accounts
  • Health Savings Accounts
  • Money Market Accounts
  • Certificates of Deposit
  • Traditional & Roth IRAs
  • Christmas & Vacation Club Accounts

Checking Products

  • Free Checking Account
  • Business Checking Accounts
  • Premier Advantage™ Account
  • VISA® Credit Cards
  • Choose Points or a Great Rate
  • Low Interest Rates
  • Credit Lines from $500 to $20,000
  • 25-Day Interest-Free Grace Period for Repayment
    on Purchases

Loan Products and Services

  • Vehicle Loans (New & Used)
  • Mortgage Loans (Purchase or Refinance)
  • Boat, RV and Motorcycle Loans
  • Personal Loans
  • Home Equity Loans
  • Line of Credit Loans
  • Share-Secured Loans
  • Commercial Loans
  • SBA Loans
  • GAP Protection
  • Loan Payment Protection

Other Products and Services

  • Online Banking & E-Statements
  • BillPay Services
  • Business Checking
  • Safe Deposit Boxes
  • Automated Telephone Banking
  • Notary Public & Wiring Services
  • Debit Cards
  • Direct Deposit


LLCU ONLINE & MOBILE BANKING offers you the convenience of accessing your LLCU accounts anytime, anywhere!

  • Check account balances

  • Transfer funds between accounts
  • Make mobile deposits
  • Find branch and ATM locations
  • Update your contact information
  • Make a stop payment
  • View checks
  • Check loan payments and payoffs
  • Reorder checks
  • Register for BillPay services
  • View/Print e-Statements

LLCU Offers Bill Pay which allows you to do the following:

  • Pay anyone 24 hours a day

  • Pay bills automatically
  • Pay bills one time
  • Schedule recurring bills
  • Schedule future payments
  • Set-up unlimited payees
  • View your bill payment history
  • View pending payments


LLCU “LOVE MY CREDIT UNION” allows you access to tons of savings and perks.

  • CLICK HERE to view all the offerings that are exclusive to you!

Free Financial Education 

  • Meet with one of our 30+ certified financial counselors at our area branches to get help with:
  • Creating a budget
  • Money management
  • Balancing a checkbook
  • Setting financial goals
  • Understanding your credit score
  • Eliminating debt
  • Qualifying for loans
  • Preparing to buy a home
  • Prioritizing bills
  • Starting a business
  • Retirement planning
  • Visit our Financial Education page on our website for tons of articles, tips and more on money matters. CLICK HERE to peruse it now!
  • Subscribe to our YouTube channel to see regular videos offering financial tips!

LLCU is a Dedicated Community Partner.

  • In 2020, we donated more than $130,000 to over 85different non-profit community organizations throughout the organizations 27-county service area.
  • In addition, the staff at LLCU volunteered over 1,100hours of service to over 140 different local non-profit organizations.

LLCU Offers Zelle®.  

A convenient way to send money right from your mobile banking app or online banking account.
  • Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust2.
  • Money is sent directly to the recipient's account and is typically available in minutes1, and all you need to send money is the recipient's email address or U.S. mobile phone number.

1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

2 Must have a bank account in the U.S. to use Zelle.


BECOME A MEMBER NOW! Start your online application here.




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