LLCU Financial Counseling 

Finances are a tough subject for so many. You might be living paycheck-to-paycheck, having a hard time crawling out from credit card or medical debt, struggling to improve your credit score in hopes of obtaining a loan. Whichever situation you might find yourself in, we are ready to help at LLCU.  We have over 30 Certified Financial Counselors on staff, ready and armed with the tools and resources to help you start your journey toward financial freedom. And there is no charge, no obligation to meet. Because the credit union philosophy is "people helping people." It is why we exist.

Land of Lincoln Credit Union wants to help. Our mission is to educate the community in financial matters, in order to help them achieve their goals. Call us today at 1-844-222-7788 or email to schedule an appointment with one of our experienced Certified Financial Counselors.



The LLCU "LEARN & EARN" program is designed to help certain community members who may have found themselves unable to obtain certain banking services, such as a checking account or a loan. If you have found yourself in this situation, you may qualify for enrollment. This program will guide you through a series of Financial Education modules that will arm you with the knowledge and guidance to get back on track. Additionally, you'll earn money for completing the education modules! 

LLCU's Learn & Earn Program Details
Apply to enroll in the LLCU Learn & Earn Program
Already enrolled? Access the Financial Education Modules
Download the Monthly Budget Worksheet Excel or PDF



Click through our library of helpful articles to improve your financial education:

The Five - S Plan for ATM Safety

Retirement Options for Gig Workers and the Self-Employed

Planning for a Successful Long-Distance Move

Money Smart Travel: Cutting Costs, Not Pleasure

For our Spanish-speaking community:


Also, subscribe to our YouTube channel to see regular videos offering financial advice, click the icon below!


Keeping your balance in the world of finance can be challenging. That's why Land of Lincoln Credit Union has partnered with BALANCE™, a financial fitness program that provides information to help you achieve your goals. The program is designed to provide Land of Lincoln Credit Union members with comprehensive, professional assistance with ALL aspects of personal finance.

Answer any financial question you might have like the following:

  • How do I build a budget to reach my goals?
  • What are my options for getting out of debt?
  • I want to buy a home in the next few years. How can I prepare for that?
  • How can I get a copy of my credit report?
  • Should I take advantage of a credit card balance transfer?
  • I've maxed out my 401k program. What else can I do to save?

You can access free, confidential financial counseling services six days a week. Just call a BALANCE™ counselor toll-free at (888) 456-2227 and let them know you're a Land of Lincoln Credit Union member. Or visit the BALANCE™ website for hundreds of articles at your fingertips and start learning now.