Land of Lincoln Credit Union

Land of Lincoln Credit Union offers VISA® Credit & Debit Cards. VISA® offers cards that are safe and convenient with rates that stand the test of time. LLCU has one great VISA® with two great choices:

VISA^® Platinum Rate Card:

If you use your card on a regular basis, and keep an ongoing balance, then our card with a great rate may be perfect for you.

Rates as low as 12.25% APR*
No annual fee
No cash advance fee
25-day grace period on purchases

VISA^® Platinum Points Card:

If you use your card on a regular basis, but don’t keep a balance, then our points card may be perfect for you.

Earn and redeem uChoose Reward® points
Rates as low as 14.90% APR*
No annual fee
No cash advance fee
25-day grace period on purchases

How do uChoose Rewards^® points work?

Visit uchooserewards.com to register your card, check points, or redeem points. Even better you can use the uChoose Rewards® Mobile App!

Products, travel experiences, activities, event tickets, cash, gift cards, or more - get it all with your points!
You’ll earn 1 point for every $1 you spend with your VISA® points credit card.
You can earn points everywhere VISA® credit card is accepted. Participating retailers offer additional points for purchases made at their stores or online, a list of these retailers can be found at uchooserewards.com
It can take up to 40 days for your points to be credited to your account.
You must first accumulate 1,500 points before you can redeem them.
A wish list tracker is also available to notify you when you’ve earned enough points to redeem a specific item.

For General Credit Card Inquires (Activation, Lost/Stolen, Disputes, Payments, Pin Changes) call 1-855-320-5355

For Debit Card Activation or Pin Changes, call 1-800-992-3808

To report a lost or stolen debit card, call 1-800-472-3272

Apply Now

View Rates

*The Annual Percentage Rate (APR*) is determined by applicant credit, payment history, collateral, term of loan, and percent of product financed. Your individual rate and term may vary. Rates and terms subject to change. The rates published above are advertising the lowest rate possible on each term, accurate as of 02/12/2024. Please contact a loan officer for more information.

Visa® Credit Cards

VISA® Platinum Rate Card:

VISA® Platinum Points Card:

How do uChoose Rewards® points work?

VISA^® Platinum Rate Card:

VISA^® Platinum Points Card:

How do uChoose Rewards^® points work?