Land of Lincoln Credit Union

Land of Lincoln Credit Union is a State Chartered financial institution founded in 1947. LLCU originally served the employees of the Decatur Signal Depot, which was a Federal Communications Facility. The Signal Depot closed in 1961. In 1987, the Board applied for, and received, a membership charter to serve Macon County residents, becoming a 'Community Credit Union'. Other credit unions merged with LLCU over the years and our "community charter" expanded to serve anyone who lives or works in many different counties in Central Illinois.

Our mission is to provide education and services for financial success. We are dedicated to improving the financial literacy of our communities through education and dissemination of information. Thank you for stopping by to learn more about us!

LLCU Annual Report

LLCU had an outstanding year of growth and service in 2023.

2023 LLCU Annual REPORT & Member Newsletter

LLCU Community Impact Report

LLCU's community impact in 2023 surpassed any other year.

2023 LLCU COMMUNITY Impact Report

Learn more about the LLCU growth strategy and the LLCU's philosophy and tactics surrounding recent bank acquisitions. Click the image below to view a video discussion featuring commentary from LLCU President & CEO, as well as comments from Matt Reynolds, an LLCU employee from the Colchester State Bank acquisition in 2023.

What is a Credit Union?

Credit Unions are not-for-profit financial cooperatives that are member-owned and whose sole purpose is to serve the financial needs of their members. Credit unions are not labor unions. The term “credit union” is merely another term for “non-profit financial cooperative”. The people helping people philosophy of credit unions sets them apart from other financial institutions based on the quality and affordability of the products and services offered. Credit unions return earnings to their members through higher savings rates, free or low-cost services, lower fees and lower loan rates.

¿Qué es una Cooperativa de Crédito? hacer clic aquí

To learn more about credit unions, click on the links below for more resources:

CREDIT UNION NATIONAL ASSOCIATION (CUNA) The Credit Union National Association (CUNA) is the premier national trade association serving credit unions. Ninety percent of America’s credit unions are affiliated with CUNA.

EXCESS SHARE INSURANCE (ESI) Excess Share (deposit) Insurance helps protect the hard-earned savings of credit union members throughout the United States. This unique program provides up to an additional $250,000 of insurance once a credit union member's balance exceeds the coverage provided by their primary share insurer.

GREATER DECATUR CHAPTER of CREDIT UNIONS The Greater Decatur Chapter of Credit Unions serves to help promote, educate and facilitate networking among credit unions in the Decatur, IL area.

ILLINOIS CREDIT UNION LEAGUE (ICUL) The ICUL is the primary support system for Illinois credit unions. They are committed to the "people helping people" concept of credit unions as cooperative financial institutions. The purpose of ICUL is to provide credit unions with quality information, products and services to compete in the financial industry.

NATIONAL CREDIT UNION ASSOCIATION The National Credit Union Administration (NCUA) is the United States independent federal agency that supervises, insures and charters credit unions.

R.W. BOYLE CHAPTER OF CREDIT UNIONS The R.W. Boyle Chapter of Credit Unions serves to help promote, educate and facilitate networking among credit unions in the Central and Southern Illinois area.

Become a Member

Becoming a Member of LLCU is as easy as 1-2-3! Simply visit one of our branches or start the process by filling out an online Member Application.

Once you have joined the Credit Union, you are a member for life regardless of where you might move or are if your employment changes. Land of Lincoln Credit Union membership is open to the following:

Anyone who works or resides in any of these Illinois counties:

Bond
Christian
Clark
Clay
Clinton
Coles
Crawford
Cumberland
DeWitt
Douglas
Edgar
Effingham
Fayette
Jasper
Jefferson
Lawrence
Macon
Marion
McDonough
McLean
Montgomery
Morgan
Moultrie
Piatt
Richland
Sangamon
Shelby
Washington

Immediate Family of a Current Member If you are immediate family of a current member of Land of Lincoln Credit Union, regardless of residence, you can bank with us. Immediate family members include children, parents, spouses, siblings, grandparents and grandchildren.

Work for a Premier Partner If you are a current employee of one of Land of Lincoln Credit Union's Premier Partners, you can bank with Land of Lincoln Credit Union. For a complete list of our Premier Partners, visit our Premier Partner Page.

United Methodist Affiliate If you are a member, associate member, clergy or pastor of the United Methodist Church, or are affiliated with a United Methodist agency or institution within the Illinois Great Rivers Conference or Northern Illinois Conference, you can bank with Land of Lincoln Credit Union. If any of these three conditions apply to you, then you are eligible to join Land of Lincoln Credit Union.

Careers

Looking for an exciting career in the world of finance and banking? Land of Lincoln Credit Union is a wonderful place to work that cares about its employees and its members. If there are any current career opportunities at LLCU, they will be listed below.

View Our Job Board

Meet Our Senior Leadership Team

Robert Ares

President &
Chief Executive Officer

Bev Davis

Executive Vice President
Chief Operations Officer

Chris Smith

Senior Vice President
Chief Finance Officer

Ben Austin

Senior Vice President
Chief Information Officer

Jeri Phillips

Senior Vice President
Chief Member Services Officer

Cayla Hittmeier

Senior Vice President
Chief Marketing Officer

Brandi Binkley

Senior Vice President
Chief Human Resources Officer

Reach out to any of the team by emailing llcu@llcu.org or calling 1-844-222-7788.

LLCU REGISTERED AGENT INFORMATION:

Pursuant to ILCS 3-5/20 (7), LLCU Board of Directors appointed a registered agent for the credit union on 11/30/2023. Any process, notice, or demand required or permitted by law to be served upon the credit union may be served upon the registered agent appointed by the credit union and listed below:

Registered Agent Name:	Robert Ares
Registered Agent Phone Number:	(217) 615-3947
Registered Agent Email Address:	rares@llcu.org
Registered Agent Mailing Address:	4850 E Prosperity Pl, Decatur, IL 62521

ILLINOIS COMMUNITY REINVESTMENT ACT NOTICE

Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations, and consistent with our common bond. The Secretary also takes this record into account when deciding on certain applications submitted by us.

Your involvement is encouraged.

Members and persons eligible to join our credit union are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

At least 30 days before the beginning of each quarter, the Secretary publishes a list of the banks that are scheduled for ILCRA examination by the Secretary in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor Springfield, IL 62786 and 555 W. Monroe St., Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community credit needs to Brittni Stout, 4850 East Prosperity Place, Decatur, IL 62521 and to the Secretary at 320 West Washington Street, 3rd Floor Springfield, IL 62786 and 555 W. Monroe St., Suite 500, Chicago, IL 60661 or electronically at https://idfpr.illinois.gov/adm.... Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.

You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.

About Us